Advice for entrepreneurs and private individuals
Trifium mortgage information
You want to buy a house and that requires a large sum of money. You generally do not have this amount yourself, so you want to take out a mortgage. There is a lot involved in this and it is not an easy task. That is why we at Trifium are happy to provide you with the necessary mortgage information. These five steps will get you off to a good start when you enter the housing market
Mortgage info in five steps:
Step 1. When do you go to Trifium?
Step 2. The advice and your choice;
Step 3. Collect and deliver documents;
Step 4. Definitive offer;
Step 5. To the notary.
Step 1. When do you go to Trifium?
The reasons to go to Trifium for mortgage information can be divided into three categories. You are going house hunting and want to know how much you can bid. Or you have already made an offer on a house and now you need a mortgage. It is also possible that you want a better mortgage for the house in which you already live. Are you looking for financing tailored to your situation? Our accredited mortgage advisors and credit analysts are happy to help you and provide you with the right information. Do you want to refinance a mortgage? At Trifium we know better than anyone that a mortgage is not a snapshot. Because there is always the chance that things will change in your living preferences or personal situation during the term of your mortgage.
Free introductory meeting
In order to provide you with the best mortgage information, we would like to invite you for a personal introductory meeting. This is free of charge and without obligation. Our experienced advisors and credit analysts will immediately give you a good idea of the approximate amount you can borrow. In addition, they will explain the costs of further advice and mediation. Did you have a good feeling about Trifium after the first conversation? Then we move on to step 2.
Our mortgage advisors will dive deeper into your personal situation and your wishes. At this step we really need to know what house and what purchase price you need a mortgage for. This allows us to select a number of mortgages that suit your situation. Ultimately, we provide you with mortgage information regarding the form that is most suitable for you.
Your choice and application
In the end, you decide what mortgage you take. As soon as you have made your choice, we will apply for that mortgage for you. We will carefully go through the application process and the conditions of the requested mortgage with you. Always read the conditions carefully, because a mortgage involves a lot of money. Moreover, you are generally stuck with it for a long period of time. In case of ambiguities, we will of course provide you with additional mortgage information.
Step 3. Collect and deliver documents
Now is the time for you to provide us with all the necessary information and documents, such as:
- Documents and proof of your financial situation;
- An employer's statement or letter of intent;
- A valuation report of the home you want to finance;
- A life insurance policy;
- Property insurance.
Did you provide everything to us? Then we will see if everything matches the application. As soon as everything is in order, we will let you know right away.
Step 4. Definitive offer
When all information and documents provided are correct, you will receive a definitive offer from us.
What does it say?
The definitive offer will show you exactly what your mortgage will look like.
Now you have certainty about:
- The amount of the loan;
- The way you repay the loan;
- When you repay the loan.
Step 5. To the notary
At the notary, you sign the mortgage deed and the deed of transfer.
Congratulations. From that moment on, your mortgage is fully arranged.
Would you like to know more about the five steps you go through when you choose a mortgage with Trifium? Or would you like more mortgage information? Call us at 020 - 67 22 109 or make an appointment for a free orientation meeting.