Advice for entrepreneurs and private individuals
Calculate maximum mortgage
Buying a home is a great step. If you are planning on buying your first home or want to grow towards your dream home, you obviously want to know the maximum mortgage you can get and what your monthly expenses will be. Once you know what your maximum mortgage is, it is wise to delve into the various forms of mortgage. Our accredited mortgage advisors and credit analysts are ready to assist you no matter what stage of your life or situation you are in. They prefer to do this during a free, no-obligation intake meeting. This is preferable to calculating a mortgage online. After all, a mortgage tailored to your personal situation and wishes is a custom endeavour.
Why Trifium does not recommend calculating mortgages online:
- Personal advice from our mortgage advisors and credit analysts will help you move forward towards taking out a mortgage;
- The reference interest rate that an online calculation is based on changes continuously;
- Income components such as commissions and irregularity surcharges are optimally mapped out;
- Specialised in mortgages for entrepreneurs;
- The best possibilities for taking out a mortgage for entrepreneurs and people in salaried employment or a flexible employment relationship;
- Taking out a mortgage with Trifium offers more possibilities than just linear or annuity loans;
- The best mortgage forms with the most favourable conditions.
Better not to calculate mortgages online
Do you want to calculate your mortgage online? We do not recommend it. Especially now that the reference interest rate that an online calculation is based on changes continuously. In addition, there may be income components such as commissions and irregularity surcharges, which we can include in your calculation, but you forget to include. As a result, you might think that your options are limited and therefore wrongfully refrain from contacting us. If you are employed or self-employed, we can immediately determine your maximum borrowing capacity during the intake interview. During this conversation, we also give advice on the construction. Visit us and be surprised. After all, an intake interview at Trifium is free!
Most favourable monthly expenses
Moreover, when determining your maximum mortgage amount, our experienced advisors look at all your income components. This allows you to take out a mortgage that best suits your personal situation and wishes with the most favourable monthly expenses. At Trifium Hypotheekadviseurs, the advice that comes with taking out a mortgage goes beyond just examining which mortgage offers the lowest interest rate. Indeed, our accredited mortgage advisors are also credit analysts. That is why they compare interest rates, premiums and conditions and carefully weigh all (fiscal) advantages and disadvantages with you.
Determine mortgage amount
When calculating a mortgage, we take things one step further and look at all your income components. Our advisors also map income from abroad, irregularity surcharges, commission income, bonuses and rental income. The same applies to any pension income, IVA, WIA and other forms of income. We take them all into account when determining your maximum mortgage amount. Even if your employer does not want to give you an employer’s statement or declaration of intent and you have a fixed-term contract, you have come to the right place for a mortgage application. This way, we at Trifium also provide suitable conditions for your mortgage application. You can choose from various conditions. Do you want a competitive and low interest rate or more possibilities and flexibility? In any case, applying for a mortgage requires customisation even when you are employed. So, do you want to calculate your mortgage online? Don't do it and visit Trifium instead.
Our accredited mortgage advisors and credit analysts will be happy to help you calculate your mortgage by providing an appropriate answer to all your questions in a personal conversation. After all, taking out a mortgage starts with expert and independent mortgage advice. Make an appointment for an introductory meeting without obligation by calling 020 - 67 22 109.